June 10, 2011
U.S. Department of Health and Human Services
If you have had a hard time finding health insurance because of a pre-existing condition or if you’ve been turned down for insurance coverage, you’re not out of luck. You may now be eligible for a new government program created by the Affordable Care Act: the Pre-Existing Condition Insurance Plan.
Available for children and adults in all 50 states, the transitional program will provide patients with access to affordable health insurance, regardless of medical history.
Under the new program, you'll receive health coverage for a wide range of medical benefits, including physician services, hospital care, and prescription drugs. All insurance benefits are available to you—even to treat a pre-existing condition. You won’t be charged a higher premium because of your medical condition and your eligibility is not based on your income. Like standard health insurance plans, you may be required to pay a monthly premium, a deductible, and some cost-sharing expenses. Premiums may vary depending on where you live, your age, and which plan you choose.
To find out more about the Pre-Existing Condition Insurance Plan, including eligibility, plan benefits and rates and how to apply, visit www.pcip.gov. Call (866) 717-5826 to get more information. The call center is open from 8 a.m. to 11 p.m. EST.